Why Cell Charge Credit Card Processing?
We are a full suite provider of merchant services; from traditional swipe terminals to internet processing we have it all. So whatever your merchant needs are, we can help. But we specialize in our ABMP CellCharge phone based service that enables merchants to process credit cards from Anyone, Anywhere, Anytime without the need to have to buy or lease any equipment.
For convenience we offer two different phone based programs. A special bundled rate program (ABMP CellCharge basic) and a traditional or unbundled rate program (ABMP CellCharge VIP), for our higher volume merchants.
Our bundled rate program (ABMP CellCharge Basic) is designed specifically for startup and/or low volume merchants (under $2500 a month in credit card volume). The cost of the bundled program is $9.99 a month and then a flat or bundled rate of 3.85% of each transaction. What a flat or bundled rate means that we have taken all of the hidden and miscellaneous fees such as monthly minimums, statement fees, per transaction fees, batch fees, annual renewal fees, cancellation fees, etc. and just wrapped them up into the percentage rate. So on the surface our rates do seem higher than other companies, but with ABMP CellCharge there are ZERO other fees associated with the transaction, so you don’t have to worry about any hidden charges or surprises.
Our unbundled rate program (ABMP CellCharge VIP) was designed for our higher volume merchants (over $2,500.00 a month in credit card volume). With our unbundled program rates start at 2.35% + $0.25 per transaction, the monthly fee is $14.99 and there is a $20.00 monthly minimum (this is the reason that you need to be processing $2,500.00 or more to justify this program) Merchants who process higher volume will save money due to the lower transaction rates.
Why ABMP CellCharge?
Because ABMP CellCharge provides all types of merchants with the ability to process credit card transactions through a variety of programs at affordable rates.
5 Ways You Will Save With ABMP CellCharge:
- Lowest Overall Bill (Not lowest rate)
Do you want a low rate or a low total bill?
It turns out that the ABMP CellCharge plan is much lower overall than those so called low rate plans. These "low rate" plans only cost less when you start processing more than a few thousand dollars every month and you are “swiping” the card through an electronic swipe terminal. The real cost or EFFECTIVE RATE of a merchant account is the total amount that you spend to process transactions, not merely the rate that is quoted. To figure out your “Effective Rate” add up all of the fees deducted for the statement period and divide by the total dollar amount processed.
The ABMP CellCharge one-rate plan is simple to understand: 3.85%* per transaction plus a low $9.99* monthly access fee; that's it!
- No Expensive Equipment to Buy or Lease. Just Use Your Exisiting Phone
Since your phone is the only equipment necessary to process transactions, you do not need to buy or lease anything else. The high upfront cost of purchasing equipment is eliminated. For a low one-time payment of $99 you receive a manual imprinter kit, which provides everything you need to provide receipts for you customers and protect yourself from charge backs.
- No Long Term Contract
Other companies lock you into contracts that can last years. ABMP CellCharge does not. Use ABMP CellCharge when you need it. Cancel when you don’t. It’s that simple.
- Simplicity- One Low Rate
No hidden charges, no downgrades for transactions. Our rates do not vary. All our merchants pay 3.85%, no surprises.
- Quick, Easy, Low Cost Set-up
ABMP CellCharge can typically have you taking credit cards within 2 business days of submitting your application. There is a one-time $99 set-up fee and after you fill out our secure online Merchant application, you should be able to process credit cards in just a few days.
* Competitor pricing is a calculated average of the three leading credit card merchant service providers in the United States; located in Atlanta, GA, Alpharetta, GA, and Denver, CO. This data is based on quotes provided for a potential merchant requesting processing of $1,000 a month in VISA ™ and MasterCard ™ August 1, 2005. Rates are for new merchants only.
Studies have shown that by simply accepting credit cards, business owners can expect as much as a 50% increase in business in the first year. This is possible because customers who pay for products and services with a credit card spend on average 3.5 times more than cash only customers. Start getting your share today!